Apartment Renting And Identity Theft

Individuals that rent an apartment from a landlord are required to obtain certain personal information from the potential tenant.

The potential renter should look at a few guidelines to keep their personal information safe, the landlord only wants to make sure that a person is solvent, honest, and likely to get along with them and the neighbors.

Make sure the landlord follows the Fair and Accurate Credit Transactions Act of 2003 or the FACT Act, and they must keep the information in a locked cabinet, dispose of the information when they no longer need it, establish a system for purging their files, and use an effective method to destroy personal data.

Another thing to do is talk to current tenants about what it's like to do business with this owner, and look around the office if other applicants' credit reports are strewn around, find another apartment complex.